We help you understand whether you need an adviser, and if you do want one, how to find someone who will act in your best interest.Here's what to remember:- Many people don't need to pay for financial advice.- Use a "fee-only" adviser, not a "fee-based" adviser.- Consider low-cost options like robo-advisers or Vanguard.- You might need to break up with your adviser — but you can still be friends. - Two online resources can help you find an adviser: NAPFA and Kent on Money.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
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Everyone needs a little help being a human. From sleep to saving money to parenting and more, host Marielle Segarra talks to experts to get the best advice out there. Life Kit is here to help you get it together. Want another life hack? Try Life Kit+. You'll support the show and unlock exclusive curated playlists and sponsor-free listening. Learn more at plus.npr.org/lifekit
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Folge vom 29.04.2019Should You Pay For Financial Advice?
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Folge vom 29.04.2019Your Cheat Sheet For Smarter InvestingInvesting doesn't have to be hard. We explain how to grow a nice nest egg and avoid that four-letter word that starts with F ... fees. Here's what to remember:- Don't pick your own stocks. - Don't sell stocks if the market crashes.- Diversify your portfolio. - Don't pay too much in fees.- Invest in index funds, not actively managed funds.- Rebalance your portfolio every year — then leave it alone.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
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Folge vom 29.04.2019Get Started SavingIf you're not good at saving money, it's not your fault: Humans are hard-wired to focus on the present. But there's a way to beat evolution and build for your future. Here's what to remember: - Make savings automatic.- Save, even if you have student loans.- Participate in your employer's matching plan.- Reward yourself for saving.- Envision your future self.- Start saving young.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
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Folge vom 29.04.2019When The News Is Scary, What To Say To KidsWhether a school shooting or a deadly tornado, scary events in the news can leave parents struggling to know when — and how — they should talk with their kids about it. Rosemarie Truglio of Sesame Workshop and Tara Conley, a media studies professor at Montclair State University, give us tips. - Limit their exposure to breaking news.- For the really big stories, pick a quiet moment and start the conversation by asking what kids have heard and how they're feeling.- Give facts and context: Let kids know that most scary news events are rare. Show them where it is happening on a map. - When they ask why something happened, avoid labels like "bad guys." - Encourage kids to process the story through play, art, even video.- Take positive action together.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy